SEATTLE - The Fourth of July is a day of celebration for millions of
Americans. Picnics, barbecues and, of course, colorful, noisy and spectacular
fireworks are all part of the festivities.
But Independence Day can be dangerous if safety isn't a priority. According
to the U.S. Consumer Product Safety Commission (CPSC), an estimated
9,600 people were treated for fireworks-related injuries in 2004.
"It's a great time to celebrate our country's freedom," said Karl Newman,
NW Insurance Council president. "It's also a time to remember that with freedom comes
responsibility - including safe use of fireworks."
If fireworks are used near your home, your house is vulnerable to fire
and your family and guests are vulnerable to injury. A standard homeowners
insurance policy covers fire damage to your home and property, less
your deductible. Your Homeowners Insurance also covers injuries to guests
up to the limits of your Liability Coverage.
Carelessness or lack of knowledge can lead to a spoiled holiday. The
NW Insurance Council offers the following fireworks safety tips
to help you enjoy your Independence Day celebration:
- Always read and follow the instructions listed on the fireworks.
- Do not allow children to play with fireworks. Always have a responsibleadult
present.
- Buy fireworks and all pyrotechnics from reliable businesses.
- Always use fireworks outdoors. Never ignite inside your home or
garage.
- Always have water handy to douse hot fireworks (a garden hose
and a bucket).
- Never experiment or make your own fireworks.
- Light only one firework at a time.
- Store fireworks in a cool, dry place.
- Dispose of fireworks properly by soaking them in water and then
disposing of them in your trashcan.
- Never throw or point fireworks at other people.
- Never shoot fireworks in metal or glass containers.
- Stay away from illegal explosives.
For more information on fireworks safety and Homeowners Insurance,
contact the NW Insurance Council at (800) 664-4942 or visit
http://www.NW Insurance Councilonline.org.
The NW Insurance Council is a nonprofit, consumer education
organization funded by member insurance companies.
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